Welcome to our pawn shop! Here's an overview of our swift and effective appraisal process:

 

- **Appraisal and Loan Offer:** We assess the value of your item based on its condition, the appraised value, and our potential to resell it if necessary. Our loan offer reflects the item's wholesale or secondhand value rather than its price when new. We'll make you a loan offer tailored to your needs and the item's value.

 

- **Loan Agreement:** Once you agree to the loan amount, you'll need to provide a government-issued ID. State regulations require us to collect customer information and report all items to law enforcement.

 

- **Loan Ticket:** You'll receive a loan ticket that outlines the terms, including the maturity date, a brief item description, loan amount, interest rate, and more. We take the time to explain all details thoroughly and encourage you to ask any questions to fully understand your pawn loan.

 

- **Loan Period:** You have up to four months to repay the principal and interest and reclaim your item. If reaching the maturity date is challenging, you can extend the loan by paying the interest, keeping the principal the same.

 

- **Reclaiming Your Item:** To retrieve your item, visit us with your pawn ticket and settle the principal and interest.

 

- **In the Event of Default:** If you’re unable to repay the loan, rest assured that it won't impact your credit. After the loan period, we have the option to sell the item to recover costs.

 

We're here to assist you at every step of the process. Your satisfaction and understanding are our top priorities.